SECOND PHASE

Resources for Homeowners

Guides and tools to help you maintain your home, save money, and protect your investment.

Homebuying & Assistance Programs

HUD First-Time Homebuyer Guide

Official U.S. Department of Housing guide covering everything from preparing to buy to closing the deal

Read Guide

Pennsylvania Housing Finance Agency (PHFA)

First-time homebuyer programs, down payment assistance, and mortgage options for PA residents

Explore Programs

Philadelphia Home Repair Programs

City of Philadelphia programs offering grants and low-interest loans for home repairs

View Programs

Homeowner's Insurance Guide

Consumer Financial Protection Bureau guide to understanding and choosing homeowner's insurance

Learn More

Home Maintenance & Energy Savings

Seasonal Home Maintenance Checklist

HUD's comprehensive guide to maintaining your home throughout the year

View Checklist

Energy Saving Tips for Homeowners

Department of Energy tips to reduce utility bills and improve home efficiency

Save Energy

PECO Energy Efficiency Programs

Rebates, discounts, and programs to help Philadelphia homeowners save on energy costs

Get Rebates

PGW Home Weatherization

Free weatherization services for income-eligible Philadelphia homeowners

Apply Now

Support Services & Counseling

Counseling Service

Philadelphia Homeownership Counseling

Free HUD-approved counseling services for homeowners facing challenges

Government Program

PA Property Tax/Rent Rebate Program

Rebates for eligible seniors, widows/widowers, and people with disabilities

Legal Assistance

Philadelphia Mortgage Foreclosure Prevention

Free legal help and resources for homeowners at risk of foreclosure

Smart Homeowner Tips

Schedule Regular Maintenance

Small repairs now prevent expensive problems later. Check your home seasonally.

Build an Emergency Fund

Aim to save 1-3% of your home's value annually for repairs and emergencies.

Keep Good Records

Save all receipts, warranties, and records of home improvements for tax and resale benefits.

Important Note

These resources are provided for informational purposes. Program eligibility and availability may change. Contact each organization directly for the most current information. For personalized advice, consider speaking with a HUD-approved housing counselor.

Need Help Getting Started?

Whether you're dreaming of homeownership or looking to maintain your current home, we're here to help.

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